We are in the midst of preparing this service at our Kuala Lumpur Branch.

Koperasi kami dalam persediaan untuk membuka perkhidmatan ini di cawangan Kuala Lumpur.

Further info: Ar-Rahnu Bank Rakyat

This scheme provides a source of immediate financing to assist individuals in overcoming cash-flow needs.


Al-Wadiah and Qardhul Hassan
  • Malaysian citizens aged 18 years and above and permanent residents
  • Non citizens
  • Not bankrupt
Quantum of Financing
  • Financing up to 70% of the pawned gold value (Marhun value)
  • Each pawned item not exceeding RM10,000.00 per day and a cumulative amount not exceeding RM50,000.00.
Repayment Period
  • Financing tenure : 6 months only
  • Extension period : 6 months (mutiple extensions) subject to settlement of safe keeping fee for the past 6 months
Pawn Products

Gold jewellery 18K - 24K

A minimum fee is charged for the safekeeping of the valuables.
Type of SchemeFinancing AmountSafekeeping fee for every RM100.00 of gold value per month
Ar-RahnuRM100.00 - RM1,000.00
RM1,001.00 - RM10,000,00
Az-ZahabRM10,001.00 - RM100,000.00RM0.75

Our Services

October 2012

Umrah Rakyat Read More »

Ar-Rahnu Bank Rakyat Read More »

Get In Touch

Kota Kinabalu: Tel: +6 088 44893 Fax: +6 088 448790

Kuala Lumpur: Tel: 03-20709313 Tel2: 03-20789313


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