We are in the midst of preparing this service at our Kuala Lumpur Branch.
Koperasi kami dalam persediaan untuk membuka perkhidmatan ini di cawangan Kuala Lumpur.
Further info: Ar-Rahnu Bank Rakyat
This scheme provides a source of immediate financing to assist individuals in overcoming cash-flow needs.
Al-Wadiah and Qardhul Hassan
- Malaysian citizens aged 18 years and above and permanent residents
- Non citizens
- Not bankrupt
|Quantum of Financing |
- Financing up to 70% of the pawned gold value (Marhun value)
- Each pawned item not exceeding RM10,000.00 per day and a cumulative amount not exceeding RM50,000.00.
|Repayment Period |
- Financing tenure : 6 months only
- Extension period : 6 months (mutiple extensions) subject to settlement of safe keeping fee for the past 6 months
Gold jewellery 18K - 24K
A minimum fee is charged for the safekeeping of the valuables.
|Type of Scheme||Financing Amount||Safekeeping fee for every RM100.00 of gold value per month |
|Ar-Rahnu||RM100.00 - RM1,000.00|
RM1,001.00 - RM10,000,00
|Az-Zahab||RM10,001.00 - RM100,000.00||RM0.75|